Home insurance in Oakland Park, Florida
Oakland Park is in Broward County, with about 45,771 residents (Census 2024 estimate). An older Broward city just north of Fort Lauderdale, with many 1950s-1970s homes. For insurance, that means wind and heavy-rain exposure more than surge, with roof age and wind mitigation driving most quotes.
County Broward CountyPopulation (2024 est.) 45,771Florida rank #69Water exposure inland
What should Oakland Park homeowners know about local risk?
An older Broward city just north of Fort Lauderdale, with many 1950s-1970s homes.
Within the city, elevation, distance to water and the age of the roof often matter more than the ZIP code alone.
Do I need flood insurance in Oakland Park?
Most of Oakland Park is mapped outside high-risk coastal zones, but local A zones and drainage flooding still occur. A homeowners policy excludes flood; check your address at the FEMA Flood Map Service Center.
How does home age affect Oakland Park insurance?
Broward County is in the High-Velocity Hurricane Zone (HVHZ) under the Florida Building Code, which requires product approvals for roofs, windows and doors and is also treated as a wind-borne debris region.
Homes built or re-roofed after the statewide Florida Building Code took effect in 2002 tend to document better on a wind mitigation report; older homes may need a 4-point inspection.
Shopping for home insurance in Oakland Park? Your request goes only to Nymble Insurance, a licensed Florida agency. We quote every applicant and compare options on matching coverage.
Start a private quote Call (813) 291-3484How big is Oakland Park?
Oakland Park ranks #69 among Florida cities by population in the Census Bureau's Vintage 2024 estimates, at 45,771 residents, up about 3.3% from the April 2020 estimates base of 44,321.
Which hurricanes have affected Oakland Park?
At the county level: Wilma (2005) caused heavy wind damage across Broward; the Great Miami Hurricane (1926) and Irma (2017) also hit hard.
Even without surge, heavy rain and wind-driven damage are the typical claims.
Frequently asked questions
Is FMAP.insure affiliated with FMAP or the City of Oakland Park?
No. FMAP.insure is run by Nymble Insurance LLC, a licensed Florida agency. It is not FMAP, Citizens, or any government. The official FMAP is at fmap.org.
Who will see my information if I request a quote for my Oakland Park home here?
Only Nymble Insurance. We do not sell your request or pass it to other agencies. Carriers we quote with receive the details needed to quote.
Can you quote a Oakland Park home that is with Citizens?
Yes. We quote every applicant, including Citizens policyholders and homeowners with takeout offers, and compare options on matching coverage.
Back to Broward County home insurance · Nearby: Fort Lauderdale, Pembroke Pines, Hollywood, Miramar, Coral Springs, Pompano Beach