Home insurance in Fort Lauderdale, Florida
Fort Lauderdale is in Broward County and is the county seat, with about 190,641 residents (Census 2024 estimate). Laced with canals off the New River and Intracoastal; a record 25.91 inches of rain on April 12, 2023 damaged more than 1,100 buildings. For insurance, that means waterfront and storm-surge exposure in parts of the city, with roof age and wind mitigation driving most quotes.
County Broward CountyPopulation (2024 est.) 190,641Florida rank #10Water exposure coast
How big is Fort Lauderdale?
Fort Lauderdale ranks #10 among Florida cities by population in the Census Bureau's Vintage 2024 estimates, at 190,641 residents, up about 4.4% from the April 2020 estimates base of 182,644.
What flood zones are in Fort Lauderdale?
FEMA maps show A and, on open coast, V zones near the water in and around Fort Lauderdale. A homeowners policy excludes flood; check your address at the FEMA Flood Map Service Center.
What should Fort Lauderdale homeowners know about local risk?
Laced with canals off the New River and Intracoastal; a record 25.91 inches of rain on April 12, 2023 damaged more than 1,100 buildings.
Two homes a mile apart here can price very differently because of elevation, construction year and roof documentation.
Shopping for home insurance in Fort Lauderdale? Your request goes only to Nymble Insurance, a licensed Florida agency. We quote every applicant and compare options on matching coverage.
Start a private quote Call (813) 291-3484How does home age affect Fort Lauderdale insurance?
Broward County is in the High-Velocity Hurricane Zone (HVHZ) under the Florida Building Code, which requires product approvals for roofs, windows and doors and is also treated as a wind-borne debris region.
Homes built or re-roofed after the statewide Florida Building Code took effect in 2002 tend to document better on a wind mitigation report; older homes may need a 4-point inspection.
Which hurricanes have affected Fort Lauderdale?
At the county level: Wilma (2005) caused heavy wind damage across Broward; the Great Miami Hurricane (1926) and Irma (2017) also hit hard.
Homes near the water should treat flood as a separate decision from wind.
Frequently asked questions
Is FMAP.insure affiliated with FMAP or the City of Fort Lauderdale?
No. FMAP.insure is run by Nymble Insurance LLC, a licensed Florida agency. It is not FMAP, Citizens, or any government. The official FMAP is at fmap.org.
Who will see my information if I request a quote for my Fort Lauderdale home here?
Only Nymble Insurance. We do not sell your request or pass it to other agencies. Carriers we quote with receive the details needed to quote.
Can you quote a Fort Lauderdale home that is with Citizens?
Yes. We quote every applicant, including Citizens policyholders and homeowners with takeout offers, and compare options on matching coverage.
Back to Broward County home insurance · Nearby: Pembroke Pines, Hollywood, Miramar, Coral Springs, Pompano Beach, Davie