Home insurance in Ormond Beach, Florida
Ormond Beach is in Volusia County, with about 44,596 residents (Census 2024 estimate). Beachside and mainland sides split by the Halifax River. For insurance, that means waterfront and storm-surge exposure in parts of the city, with roof age and wind mitigation driving most quotes.
County Volusia CountyPopulation (2024 est.) 44,596Florida rank #73Water exposure coast
Has Ormond Beach been hit by hurricanes?
At the county level: Ian (2022) caused inland flooding in Daytona Beach; Nicole (2022) collapsed coastal structures in Daytona Beach Shores and Wilbur-by-the-Sea weeks later.
Homes near the water should treat flood as a separate decision from wind.
Why do Ormond Beach home insurance quotes vary?
Beachside and mainland sides split by the Halifax River.
Carriers look at the specific address: flood zone, construction type, year built and roof permit history.
Do I need flood insurance in Ormond Beach?
FEMA maps show A and, on open coast, V zones near the water in and around Ormond Beach. A homeowners policy excludes flood; check your address at the FEMA Flood Map Service Center.
Shopping for home insurance in Ormond Beach? Your request goes only to Nymble Insurance, a licensed Florida agency. We quote every applicant and compare options on matching coverage.
Start a private quote Call (813) 291-3484How big is Ormond Beach?
Ormond Beach ranks #73 among Florida cities by population in the Census Bureau's Vintage 2024 estimates, at 44,596 residents, up about 3.5% from the April 2020 estimates base of 43,073.
How does home age affect Ormond Beach insurance?
Parts of the county, especially areas near the coast, fall in the Florida Building Code's wind-borne debris region, where new construction needs impact-rated openings or shutters. Your building department can confirm whether a given address is inside it.
Homes built or re-roofed after the statewide Florida Building Code took effect in 2002 tend to document better on a wind mitigation report; older homes may need a 4-point inspection.
Frequently asked questions
Is FMAP.insure affiliated with FMAP or the City of Ormond Beach?
No. FMAP.insure is run by Nymble Insurance LLC, a licensed Florida agency. It is not FMAP, Citizens, or any government. The official FMAP is at fmap.org.
Who will see my information if I request a quote for my Ormond Beach home here?
Only Nymble Insurance. We do not sell your request or pass it to other agencies. Carriers we quote with receive the details needed to quote.
Can you quote a Ormond Beach home that is with Citizens?
Yes. We quote every applicant, including Citizens policyholders and homeowners with takeout offers, and compare options on matching coverage.
Back to Volusia County home insurance · Nearby: Deltona, Daytona Beach, Port Orange, DeLand, New Smyrna Beach