Home insurance in Clermont, Florida
Clermont is in Lake County, with about 50,851 residents (Census 2024 estimate). Hilly lake country on the Clermont Chain of Lakes, one of the fastest-growing areas in Central Florida. For insurance, that means river or lake flooding in low-lying parts of the city, with roof age and wind mitigation driving most quotes.
County Lake CountyPopulation (2024 est.) 50,851Florida rank #61Water exposure river/lake
Do building codes affect insurance in Clermont?
Being inland, most of the county is generally outside the Florida Building Code's coastal wind-borne debris region, but design wind speeds still apply and opening protection still earns wind mitigation credit.
Homes built or re-roofed after the statewide Florida Building Code took effect in 2002 tend to document better on a wind mitigation report; older homes may need a 4-point inspection.
Why do Clermont home insurance quotes vary?
Hilly lake country on the Clermont Chain of Lakes, one of the fastest-growing areas in Central Florida.
Within the city, elevation, distance to water and the age of the roof often matter more than the ZIP code alone.
How big is Clermont?
Clermont ranks #61 among Florida cities by population in the Census Bureau's Vintage 2024 estimates, at 50,851 residents, up about 18.2% from the April 2020 estimates base of 43,033.
Shopping for home insurance in Clermont? Your request goes only to Nymble Insurance, a licensed Florida agency. We quote every applicant and compare options on matching coverage.
Start a private quote Call (813) 291-3484Do I need flood insurance in Clermont?
FEMA A zones in Clermont are mostly along rivers, lakes and drainage areas, with X zones elsewhere. A homeowners policy excludes flood; check your address at the FEMA Flood Map Service Center.
Which hurricanes have affected Clermont?
At the county level: Ian (2022) brought flooding to lakefront areas; Charley (2004) and Irma (2017) also crossed Central Florida.
Homes near the water should treat flood as a separate decision from wind.
Frequently asked questions
Is FMAP.insure affiliated with FMAP or the City of Clermont?
No. FMAP.insure is run by Nymble Insurance LLC, a licensed Florida agency. It is not FMAP, Citizens, or any government. The official FMAP is at fmap.org.
Who will see my information if I request a quote for my Clermont home here?
Only Nymble Insurance. We do not sell your request or pass it to other agencies. Carriers we quote with receive the details needed to quote.
Can you quote a Clermont home that is with Citizens?
Yes. We quote every applicant, including Citizens policyholders and homeowners with takeout offers, and compare options on matching coverage.
Back to Lake County home insurance · Nearby: Leesburg