What is FMAP, and who sees your information?
FMAP (the Florida Market Assistance Plan) is a free referral service authorized by Florida law and administered by Citizens Property Insurance. When you register a property quote request, FMAP makes your information available to participating Florida licensed agents and insurers, and any of them may contact you.
Who runs FMAP?
FMAP was authorized by the Florida Legislature in 1985 (s. 627.3515, Florida Statutes). It is administered by Citizens Property Insurance Corporation and governed by the same board. FMAP is not an insurance company and does not quote prices itself.
Who receives your request?
FMAP's privacy notice says your information "will be made available to Florida licensed agents and insurance companies participating in FMAP solely for the purpose of offering you insurance coverage." Participating agents can search FMAP's database and set alerts, and once an agent tags a request they see your contact information, property address, need-by date, coverage amount, property type, year built and construction type.
Can you limit the sharing?
Not within FMAP. The privacy notice says FMAP cannot complete your request without sharing it as described. FMAP does not share your information for marketing, and participants are legally limited to using it to offer you coverage.
What is the trade-off?
FMAP can put your request in front of multiple agencies at once, which some people want. Others would rather hear from one agency. That is the choice FMAP.insure offers: your request goes only to Nymble Insurance, a licensed Florida agency, and you can still use FMAP too.
Want one agency to compare your options on matching coverage? Your request goes only to Nymble Insurance.
Start a private quoteGeneral information, not legal advice or a coverage determination. Policy terms control.